Good advice I reckon. The Silver Kangaroos are a nice coin! The scary thing for me is what happens when the rising interest rates in the US (our owners/overlords) start to put the squeeze on the margins of the "Big 4" and they are forced into raising rates themselves.....at this point our housing bubble pops, the sheeple get foreclosed and start to scream blue murder. Our spineless pollies are likely to respond with populist socialist policies that will probably just make things worse.