Though i do agree ID theft is something banks want to avoid, i do also believe they don't want people to leverage themselves as credit card defaults are rising at a quick rate.

-Credit card delinquencies rose to 2.53% across all commercial banks.

-Credit card delinquencies soared to 5.34% across small banks, the highest since the financial crisis.

-The major four U.S. banks saw credit card losses surge 20% in 2017 compared to 2016.

-Something also to keep in mind is Subprime auto loan defaults are starting to soar, noted by Bloomberg. ( that will be something banks cant hide from or blame anyone but themselves)

We are heading quickly back to that road we were traveling back in 2008 but on different paths.

Banks i believe are trying to discredit crypto currencies in every way...and seeing it drop in the last few weeks are taking away methods from people buying/supporting it.

Now would i use a credit card to do so?
No...it isn't financially sound to do so.

but that's me.

thanks again for replying!