Thanks for bringing up the Ledger topic. I think it might scare a lot of people if they think they have lost all their funds on their Ledger hardware wallet.

I have written an article about this issue and have also pointed out some preventive measures every Ledger user should take!
https://steemit.com/ledger/@smallstepschange/are-you-using-a-ledger-nano-s-hardware-wallet-this-is-what-you-should-know