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RE: Account model, Wallet model and Security on the DEX part 1 of 2
I think technically OL does that with their AirBitz integration.
Not my preference but it definately fills the gap you're referring to.
Oh I did not know OL integrated AirBitz thanks. My first principle is discretion and individual sovereignty. If people want to be at the mercy of a centralized third party company they should be able to do so. They have to deal with that set of tradeoffs though. And no one better force me to use something like that.