Hold hold hold hold!!! the only way to loose your money is by selling your cryptocurrency when the prices go down!!!
Instead of selling it buy more, there are discounts everywhere and they won't last too long! By experience I can say that's the worst thing you can do, it happened to me with ripple, I bought many coins when they were around .25 cents, but the price was not moving too much and at some point it went down and i sold them, next thing I know is that the price went up like crazy in december, so I though if I had just forgot about that money and left it where it was i would have got a looot of profit. So Im not selling my coins now!!
I agree, you can not panic and sell coins at the slightest drop in prices.
Exactly, I learned it the hard way :P