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RE: STEEM IS GOOD. IF YOU MAKE IT GOOD. MAKE IT GOOD. THIS IS AGORISM.

in #life7 years ago (edited)

Definitely cash.

This may seem reductive initially, but I think there is a growing body of research showing that the best thing you can give the majority of people in need is simply cash. Most people will then use that cash in a way that best meets their needs.

That seems to be the case in discrete situations, like as a result of Hurricane Harvey, but it is also manifested by non-profit efforts like Kiva, which forgoes normal NGO practice and simply gives low interest, small loans to individuals and families. Those loans currently have a 96% pay back rate, and have helped a great many people in ways only those people themselves would have known needed helping.

A number of news outlets have written on this topic in the last few years, including The Atlantic, NPR and BBC - and all seem to indicate that direct cash transfers are a very effective form of charity.

Which is why, definitely cash IMO.

And it makes sense - how can any of us know what a family needs, let alone wants, let alone what would be cherished or life changing. It's possible you could strike gold and make the perfect choice - but more than likely you'd miss the mark, despite earnest consideration, and then they're out a grand they could otherwise have used.

Of course, this opens up the small possibility that they will misuse the money. But, as the articles I posted to generally conclude, that is statistically unlikely to happen apparently.

Aaaaaand I accidentally wrote a post... I think I might just convert this comment into a more complete post now that I've done all the research :).

It's a very generous impulse btw! I commend you!

(Now - one caveat to this advice would be if you know that one or more of the adults in this family have a substance abuse or gambling problem. But that's a super specific loophole to the general rule of thumb that cash is the best choice.)

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Thanks for the thorough read and write-up, @dber! Cash is definitely a huge consideration at this point. I don't want to be negative or anything like that, but the possibility of misuse of money is, well, I hate to say it, quite likely. I don't want to go into detail or shame anyone, but well, poverty breeds some pretty shitty circumstances. It just does :-/. Which is why I was focusing more on tangible items for the kids and parents. Thank you so much for the killer reply! You rule.

At the end of the day, even the truest general facts need to be considered beside specialized knowledge - you know these individual people, whereas I can only speak generally - so follow your instincts!