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It's good to have an insurance such as PolicyPal on crypto. Their project is quite promising and could potentially disrupt the insurance industry. Though even with the brilliant technology and engineering, this is still far from its goal but we should keep an eye on it.

yes it is. Actually it is already on other exchanges, and one of them is running a competition for PAL. You can see it through PAL or in any other social media sites. There are big rewards given for traders of PAL including 4btc and 4.6m pal.