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Good question. The SmartCard will not work for withdrawing money at an ATM. I will reach out to the devs and ask them if it is in the roadmap. I do know that the Smart Card will now have a magnetic strip or a chip embedded in the card. The card will function purely with QR codes and the SmartCard client app.

I wonder why we need a card for that in the first place and not just use an app on the phone.

Yeah from what I understood so far, it's gonna be more like.....we can use it to purchase from merchants who accepts smartcash. But I still don't know if there are gonna be more work done on a cash out mechanism or something along those lines.

If requires Visa's processing service in anyway; that would be a no no! Visa is putting serious restrictions on crypto cards.

A way forward would be to have a SmartCash ATMs everywhere!

From what I've been told, there is going to be no link up with visa or master card whatsoever.