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RE: Thank Bit Coin, Sick of Steem Getting Hit!
There are actually two solutions to this problem. One you described and is the direct pairing of altcoins with fiat, in particular STEEM (which, as we know, is feeless and has a 3-sec transaction time) with fiat. The other is to grow the STEEM economy, and the economic (not speculative) payments in STEEM or SBD.
I really liked the way you said it here, well thought