I'm sorry to hear you have been having such a tough time. Keep fighting! What are you studying?
I also prefer steem but I don't mind trading for it in the market.
I don't know what I'm excited about. I'll have to give some thought to that.
About the hf20 changes, things aren't through with that but one of the aims is to make it harder for spam bots to post which will be good. Yay!
On the flipside, it may have already caused difficulties for people who are more dependant on steem than I am. Hang in there everybody!
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insurance.
the system is not perfect and can still be expoilted by spammers. things need to be reviewed and better solutions implemented. with the new patches we are on the right track. let this be an ongoing disscuss as we find ways to solve the issues at hand