@clumsysilverdad you hit the nail on the head. This has been the biggest obstacle to crypto adoption. Today the crypto space is internet 1994, pre email, pre browsers. In 94 the internet was just used by the military and researchers.

Until crypto becomes as easy as visiting a web site and MORE convenient than credit cards the average joe will have no use for it. The most valuable resource on the planet is time.

In my opinion when the moment comes that crypto can save people time that's when we will see massive adoption. I fully expect it to happen but we are still way too early in the curve.

Steemit has made some great progress in addressing this problem and allows the average person to start interacting with crypto fairly quickly. I agree we still need to make it easier.