Digital technology makes it very easy for us to do anything, Transactions using digital technology are one of the things that are easy to make payments. Cryptocurrency is a means of payment that is suitable for making transactions, but some countries do not approve of cryptocurrency as a means of transaction via internet technology. they prefer cryptocurrency as a digital asset for investing or trading. The solution to be able to make transactions without making paper and metal production that we use today is to create digital currencies with the approval of the state or central bank, several countries are collaborating with Banks to make renovations or updates so that they can adapt to the times.

Bank Indonesia (BI) will plan to launch a digital type of rupiah called digital rupiah. Rupiah Digital can be a solution to simplify transactions without having to produce paper or metal, previously someone launched the same thing with Rupiah Digital, namely IDK, but IDK is a stable coin built on the Ethereum Blockchain network, which we know Cryptocurrency is a transaction tool that does not legal in the country of Indonesia or not used as a benchmark as currency because cryptocurrency is a decentralized or global digital asset supported by Blockchain technology and is not supported by the banking system or outside the control of banks and the central government.

According to some financial experts, Rupiah Digital will be the main choice in online transactions, for reasons of the rise and fall of cryptocurrency prices, one of which is that bitcoin is so absurd, it is not suitable to be done as an online transaction.