Maybe you should check out https://www.revolut.com until cryptos are more established ;)

It's a relatively new product especially for people who move around a lot between different countries. Their fees, especially for exchanging should not be beaten by any traditional bank (at least none I know of!).

Saw this a few days ago on a high quality newspaper (not a paid advertisment!) and it looks really promising so far - And the iOs APP is really smooth!