European Crypto Bank – Private Crypto Banking & Wealth Management. Ramon’s rating

I. Category & Industry
II. Description & White paper
III. Team, advisers & Road map
IV. Crowdsale
V. Expert and analytical evaluation
VI. Mentions in the media
VII. Author's opinion & Consolidated valuation

What is the future of banking, central banking and financial intermediation in the world, in which crypto-currencies are ruled? Let us discuss how such a world might look, with the proviso that no one can fully foresee how the situation in the markets will develop.
We can find hints in the speech of the head of the International Monetary Fund Christine Lagarde at the conference of the Bank of England, held in September 2017. She threw a few words that probably made the audience nervous. The head of the IMF explained that crypto-currency is not a whim, but a genuine innovation in money. The only obstacles to their widespread implementation are fully correctable technical difficulties, and they are likely to be overcome as the sector develops. In her opinion, this has serious implications for the future of financial intermediation and central banks.
She insists that the future, which draws rapidly developing blockchain-technologies, calls into question the existing financial model, and, in her opinion, this directly concerns the Bank of England and the Federal Reserve System.
The head of the IMF expressed cautiously, but behind the diplomatic form of statements her position was read: modern monetary policy can't be effective in a world where a significant part of financial flows is associated with crypto-active assets. In fact, it's still worse: it may not matter at all.
This is an amazing thing if you think about it. For more than a century, scientists, regulators, qualified financiers and high-level government officials have worked to find the ideal monetary policy for stabilizing the macroeconomic, providing liquidity for growth without inflation, and applying deeply developed methods of economic planning for this.
But the whole mechanism is based on two important conditions. First, the government should have a monopoly on money. It has been holding for more than a century. The government prints money - monitors their supply, introduces a legitimate tender and prevents the execution of contracts denominated in the unofficial currency. And secondly, most of this money should somehow be retained in the banking system. If we look at the current situation in the world of crypto-currency, we will see that both of these conditions are significantly violated, and it is logical to assume that this will create a serious problem for the banking sector and for all modern monetary policy.
It really is a completely different world. And it is not surprising that the ruling class is concerned.
Today, banks like JPMorgan and Goldman Sachs are actively experimenting with blockchain-technologies and crypto-active assets, and Lagarde's statement itself can foreshow the release of a new global crypto-currency. However, it is possible that for such large-scale attempts to use the power of distributed technologies, the time has already passed. The model of banking and lending to the "new world" is already revealing itself.

Christine Lagarde is right: the appearance of crypto-currencies creates serious challenges to maintaining the status-quo in the economy. In the future, the perfection of our payment and settlement technologies will be combined with the sophistication of our financial instruments.
In many respects, the economy in which the main place will be given to crypto-currencies will not be the same as our today's highly loaded, unstable and centrally regulated systems.
Unlike them, the new world will be financially healthy, stable, substantially unselfish, decentralized and democratized, since any person with any financial means can participate in it, regardless of access to financial institutions. We were just beginning to think about what a radical change it would be if our money really increased value over time (like last year's crypto-currency and the dollar at the end of the 19th century), so you actually become more wealthy, simply - not spending. Such a change would be significant not only for finance but for world culture as a whole.

European Crypto Bank (https://www.europeancryptobank.io/) is the culmination of 10 years of work and knowledge of financial markets, of financial analysis and researches.
It also means the rapprochement of 2 companies: FORGUES GESTION and WOOSPEAK and of 2 men : Olivier FORGUES and Mikael MISARD, as well as a complete team of financial, juridical, IT and expert managers.
In 2008, Olivier Forgues (CEO of European Crypto Bank) faced the Money Laundering affair and the Large- Scale Tax Evasion, which was organized by UBS in France and across Europe and the USA.
As an Ex-employee, from now on he wished the time to apply the rules of owed diligence, compliances and the applicable KYC, by the list of the financial risks established by European banks
European Crypto bank will start the Trading and Exchange Platform in London (UK). Despite the Brexit, London still remains the main financial center in the European Landscape, The ECB Research and Innovation Center will be based in Paris (France) for French Public Funding reasons (subventions). The Global Tax Department will be located in Milan (Italy).
The access to the ICO Market can offer us a unique opportunity to realize an ambitious and scalable Project of Investment.
Funds will be managed by a Financial and Compliant Team, as to offer a follow up quality, Tax Advisory, Anticipation of the Risks with IA tools for Anti-Money Laundering (AML), KYC, Wealth and Asset Management.

The European Crypto Bank Whitepaper, September 2017, 93 sheets: (https://europeancryptobank.io/wp-content/uploads/2018/02/WHITE-PAPER-ENGLISH-EUROPEAN-CRYPTO-BANK-ICO-12-02-2018.pdf) is very good prepared in all parts. It has all detailed information. Also, there is all necessary information for the buyer of tokens.

OLIVIER FORGUES (https://www.linkedin.com/in/olivier-forgues-4936164/), The European Crypto Bank (ECB) CEO. Olivier has started to invest on financial market at 16, with a strong experience in equities, bonds and derivatives. He survived to financial crisis in October 1987, the Gulf crisis in 1990, the Asian crisis in 1998, the internet bubble in 2001, the sub primes crisis in 2007 and the euro zone crisis in 2011.
Also, he founded the AFIDEM, a French association specialized in research on new financial markets places such as, Nasdaq, Easdaq and The Nouveau Marché in Europe from 1995 to 1996.Olivier found Eurostock International Ltd in UK, a platform dedicated to all Ipos in Europe from 1996 to 2001.
He was an Associate Director for UBS France (UBS Wealth Management in Paris and for UBS Wealth Management in London for 8 years),
Recognized by the French Senate as a principal whistle-blower concerning the UBS scandal of tax evasion in France between 2008 to 2011. Olivier was interviewed by the French Senate.
Olivier is very aware and sensitive about AML and clean business practices for the benefit of his clients (while considering the risk of the reputation of his companies). When he left UBS in 2008, he created La Nouvelle Gestion Sarl and La Nouvelle Finance SAS, a full regulated Asset Management company in France, which became Forgues Gestion SAS; Olivier speaks French, English and Italian.

The executive team and advisors are driving force behind European Crypto Bank business development.
The core team consists of talented IT-professionals from developments to design and customer service. And of course the team consists of banking industry professionals.
The team of advisors consists of outstanding persons in the field of banking, communications, finance, law and other areas.

The road map of the project is well detailed. Everything is painted quarterly from 2017 to 2020 years.

A noteworthy moment is the declared partnership with:

1. Ethereum.org (https://www.ethereum.org/)
2. Archos (https://www.archos.com/fr/home.html)
3. IronIN (https://www.ironin.it/)
4. IdentityMindGlobal (https://identitymindglobal.com/)
5. VoiceIT (https://voiceit.io/company)
6. ForguesGestion (http://www.forguesgestion.com/en/)
7. Woospeak (http://www.woospeak.com/)

Token name: European Crypto Bank
Ticker: ECB
PLATFORM: Ethereum
Token Sale Period: February 16 - May 1
Total for sale: 345.414.463 ECB
Token Price: 1 ECB = 0.63 EUR
Min. purchase: 20 ECB
Softcap: 5,000,000 EUR
Hardcap: 200,000,000 EUR
PAYMENT METHOD: BTC, ETH,ETC, LTC, XRP, DSH, BCH, Fiat
Country: UK
Whitelist/KYC: Whitelist/KYC
Restricted areas: USA

1. ICObench (https://icobench.com/ico/european-crypto-bank) - 4.0
2. Trackico (https://www.trackico.io/ico/european-crypto-bank/) – 4.8, highest estimate
3. ICOlink (https://icolink.com/ico-european-crypto-bank.html) - 4.28
4. Foundico (https://foundico.com/ico/european-crypto-bank.html) - 9.2(4.6)
5. Coinlauncher (https://coinlauncher.io/european-crypto-bank-ico) - 8.91(4.46)
6. Findico (https://findico.io/ico/european-crypto-bank) - 8.5(4.25)
7. ICOmarks (https://icomarks.com/ico/european-crypto-bank) - 6.6(3.3), lowest estimate

• Financemagnates: (https://www.financemagnates.com/cryptocurrency/news/european-crypto-bank-aims-offer-banking-services-crypto-investors/)
• Bitnewsbot: (https://bitnewsbot.com/european-crypto-bank-aims-to-offer-banking-services-to-crypto-investors/)
• Coinsregulator: (http://coinsregulator.com/next-addition-in-crypto-world-the-european-crypto-bank-ecb/)
• Coin5s: (https://coin5s.com/content/world’s-first-crypto-european-bank)
• Bitcoincryptocurrency: (https://bitcoincryptocurrency.com/european-crypto-bank-ico/)
• SMNweekly: (https://smnweekly.com/2018/02/19/european-crypto-bank-to-build-secure-trading-platform-for-bitcoin-offer-banking-services/)
• Precoinnews: (http://precoinnews.com/crypto/european-crypto-bank-aims-offer-banking-services-crypto-investors/)

My consolidated valuation is consisted of:

v1 - weighted average, except for the highest and lowest estimates “Expert and analytical evaluation”:
4.0+4.28+4.6+4.46+4.25=21.59/5 = 4.32

v2 - my weighted average evaluation: 1) WEBSITE-4.5 ; 2) WHITE PAPER-4.5; 3) TEAM-4; 4) ADVISORS-4; 5) VISION-4.5; 6) PRODUCT-3; 7) CROWDSALE-4; 8) MEDIA-4; 9) PARTNERS-4; 10) The current position of the global crypto-currency market-3.5;
4.5+4.5+4+4+4.5+3+4+4+4+3.5=40/10 = 4.0

Final “Ramon’s rating” for European Crypto Bank ICO = (v1 + v2) / 2; 4.32+4.0 = 8.32/2 = 4.16

4.16 of 5.0 points – very good score, obtained on strict criteria and impartiality and also taking into account the current state of the global crypto-currency market.

European Crypto Bank (ECB) is building the first bank and trading platform to secure investments on Bitcoin and cryptocurrencies market on the blockchain. French, Italian and English specialists have formed a multi-disciplinary team to create an European Private bank. Wealth and asset bankers, tax specialists, computer scientists, mathematicians, and Blockchain engineers have partnered to facilitate access to the cryptocurrencies market to as many people as possible by personalized advices and approaches (Wealth Management and Wealth Optimization).
I advise all fans of modern financial technology to carefully study the project and participate in ICO. No doubt that this project is a good investment opportunity for all us!

Bountyhive Username: Ramon