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RE: Banks Are Crooks, Inventing Money as Loans to Profit on Interest Payments
If you borrow and someone gives you their money, then you pay them back as that's the reciprocal deal made ;) Corporations get bail outs and don't play the game fair like regular people. Similar to bidbots and not playing the game fair on Steem ;)
There will be people who dont pay so thats where the concept of interest and bail outs come in. There are also running costs. For bidbots, its a different story because they are charging for assigning money from reward pools. I wrote a post on bid bots last night that you might find interesting :https://steemit.com/crypto/@mightypanda/bid-bots-for-noobs