Why Banks Create fake Accounts

Bank officials are assigned a target to maintain a certain amount of money reserves at their branches, which can only be done through rich customers who deposit their savings at their branches. These big fishes are important for bank managers, who not only offer them good saving rates, but also serve them as a priority client when it comes to services.
A small example of their privileged treatment is that these blue-eyed customers are given bundles of new currency beyond the per person quota ahead of Eids. If these customers are not happy with the bank’s services, they could switch to other banks.
Hence, bank officials are involved in such malpractices to protect their blue-eyed customers mainly from Federal Board of Revenue (FBR). This is one of the reasons reported by a few sources, but there could be more.
Logically, if the procedural rules and regulations pertaining to open an account are not adopted then a serious violation is observed. Therefore, a heavy penalty should be imposed on every bank, which is involved in this scam. Besides, officials involved in forgery should also be punished after a complete investigation of these cases. These bank officials are the people who can identify the real person behind the fake accounts and the cause behind these massive suspicious transactions.