Great piece! This has been something heavily on my mind lately. Trusting a centralized exchange with all your crypto is like trusting some insolvent bank with bail-in regimes with all your fiat. It's just ridiculous.
Unfortunately, when these exchanges go down, people blame crypto as if it's the fault of crypto as a whole because individuals were not responsible with their own money.
Hope people educate themselves and responsibility becomes more prevalent. I think this recent dip shook out a lot of the uneducated crypto holders.
Decentralization has always been the future and it will continue to be.

People went from going to telegraph offices and telling the person there an entire letter to send over the telegraph to using a telephone with an operator. They went from telephone and operator to just a telephone. They went from newspapers to television and radio. From television and radio to the internet (sites like YouTube and Facebook) and now from centralized sites to decentralized sites like Steemit and DTube.
Like I said, the future is ALWAYS decentralized. :)