The site I was using to convert fiat to crypto stopped allowing instant transfers at a reasonable cost from both of my banks, so I had to find another way. I recently tried a new a
App where they allow for email money transfers (fast/secure). At first it was I could only buy Bitcoin which is hardly instant to move to a wallet or an exchange but now I can transfer Ether, which is somewhat reasonable. I'm a big fan of Stellar which is all but instant and has very low fees.