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if you aren't too broke, go with fiat!

How to get Fiat in quickly is the question.

Credit card at coinbase or bitpanda or similar places, then get it to gdax or kraken or the exchange of your choice in form of ETH or LTC, whole procedure may take an hour. You can also buy bitcoin at your place of entry (that takes credit cards), and stay with it there, or exchange it for what few coins they offer, or for fiat in case of danger. Not too hard really.

Christmas is coming up. Gotta pay off my bills. But i also got paid today. So that might be the move. Ill wait for another drop lower which should be coming.