people don't like losing a vast sum of money quickly, and also the card companies are secretly waging war and putting on restrictions, so it's making it more difficult, i don't expect the same growth you could see possible a year ago, it won't be as quick, $50,000 is unlikely it's possible highest this year will be $20,000 again, as confidence gets restored, but i certainly think the current circumstances have been highly manipulated by restrictions. growth back up won't be as quick. how people think when they lose money some leave the market and say i'm done with this others stay, some might come back think again, but it won't be as quick, people will be unsure for awhile.