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Its not decentralised, the banks can keep Ripple if it helps them sleep at night.

Do you mean you wouldn't mind if Ripple becomes the new Reserve Currency and The Gold to broken BTC's fools gold?

I'm saying that I don't care what happens to Ripple as it is not a decentralised currency nor is it actually crypto currency. Its just another gimmick that they can get excited about. Ripple labs own about 80% odd and can place into the market whenever they like.