Thank you for this article. I am completely new to cryptocurrency and from South Africa and a little overwhelmed. I have invested my few earnings so far back into steempower, but want to experiment with actually receiving the money. (You never know, maybe an article of mine trends, haha)

A hardware Bitcoin wallet will not be an option for me at this stage, are there any software ones you could recommend?

What I gather so far is that I must convert my Steem or SBD on an exchange like poloniex or bittrex to Bitcoin. How do I then convert it to fiat currency, ZAR. (Which I find a little intimidating as I don't understand anything on the page!)

What is the difference between converting SBD or Steem?

I know that there must be a LOT of technically challenged people like me, and not knowing how to go about things could also be putting new users of Steemit off.