Beiker - This is definitely a long term hold. IMO you will need to hold 7-10 years to see full maturation. A representative from Ripple indicated they believed XRP's price will eventually cap-out at $20-$30 dollars per unit. If you would like to know a little more about Ripple's XRP I highly encourage you to join their subreddit page. It is a very informative page I have learned loads from. Happy trading!