You got the right exact concept. I kind of do the same with crypto as I did with my 401K lol..you just find that one that you can invest in and feel secure to hold. That is where the long term real money is at. Steem is a good one for that because you can do something proactive to increase your holdings, kind of why I am more all in here. You get the idea, honestly crypto is no different then any other from of investing, just a little scary for short term investors, its the long term people that will sit back in a year or so buying homes and being fully free I believe. Yea I said goodnight a long time ago didn't I? lol I better actually hop off. Have a great one, we shall chat again