@davidpakman Great topic, thank you for an article idea!

On first thought could you not, have a system set up of tracking investments as if they were a loan to be used as insurance able to be passed on through heritage to whom ever you choose. The insurance company would be able to set up loaning system from other investors at agreeable or even bargainable interest rates which would be void upon your death ensuring debts not passing on to the family. So in a way ensuring you get the full amount of what you’ve paid into insurance for use on your health care and to be passed on to anyone that proceeds you.

Socialized would be one step further out, but same principle used many of us never require large amounts of health care. I’d be curious to see the figures on how much people pay vs how much use.

Just an off the top idea!