VIVA NETWORK Crowdfunding mortgages on the blockchain

in #blockchain6 years ago (edited)

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The revolution of mortgage financing is here.
Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. The Viva platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.

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Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and
efficient for all parties.

Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.

VIVA NETWORK Crowdfunding mortgages on the blockchain
About us :

  • Viva uses a proprietary, smart contract powered, crowdlending technology that will enable homebuyers to obtain fiat-currency home loans.
  • Borderless & decentralized home loan financing will eliminate the need to rely on middlemen like banks and other financial intermediaries.
  • Viva creates a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership.
  • For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).
  • Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.

TECHNOLOGY
Enterprise grade + cutting edge

Blockchain-oriented
Mission-critical data, transactions and appraisals will be backed by blockchain technology. Ethereum smart contracts and BigchainDB at our core enable decentralization in a highly secure, resilient, transparent, and trust-less environment.

Robust Microservice APIs
Built by software engineers specializing in architecting large-scale financial enterprise systems, a RESTful Service Oriented Architecture will allow The Viva Network to adapt to changing industry trends and opportunities with agility.

AI/ML Powered
Embracing Machine Learning capabilities to provide insights and recommendations, The Viva Network will empower clients like never before, from risk classification to fractionalized mortgage portfolio fund placement and selection.

Cloud Scalability
Built to harness elastic cloud scalability through containerization in preparation for large scale adoption of the platform, this will enable low-latency, high-throughput fractionalized mortgage trading with high availability.

3rd Party FinTech Integration
Designed to accelerate alternative finance trends by seeking integration with complimentary providers from decentralized credit rating to generalized blockchain asset portfolios.

Big-Data Ready
The Viva Network Platform will utilize AWS for an infrastructure capable of processing vast amounts of mortgage, property, and trading pattern datasets for Machine Learning analytics that will evolve a uniquely intelligent platform.

Website : http://www.vivanetwork.org
Twitter : https://twitter.com/TheVivaNetwork
Facebook : https://www.facebook.com/VivaNetworkOfficial/
Telegram chat : http://t.me/Wearethevivanetwork
Reddit : https://www.reddit.com/r/TheVivaNetwork/
Medium : https://medium.com/@VivaNetwork
Github : https://github.com/viva-network

my profil Bct : https://bitcointalk.org/index.php?action=profile;u=1628393

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