Medical Insurance Insanity
Here in the United States we seem to be in a massive rush to get medical insurance for everyone. Our congress gave us Obamacare, which destroyed the insurance industry and put as many people out of the insurance system as it put in the system. Please go to debt clock for evidence of this. Before Obamacare we had 30 million people who didn't have insurance. After Obamacare we had 30 million people without insurance. The only difference was who held the policy. Isn't it time we look in a different direction?
Why does medical care cost so much? The local newspaper runs adds to get a CAT scan for the organ of the week for the low, low price of between $50 and $80 depending on how generous the hospital feels. If I need a head to toe scan, an area roughly twice the size of my chest, heart scan area, it should only cost between 100 and 160 dollars. Yet, if I get into a car wreak, the same scan suddenly cost between $3,000 and $5,000. What changed? Same machines, same doctors reading it, same technicians. Maybe instead of looking for more and more insurance we should follow the money when they have us in a situation were we have no choice but to use their service? Maybe without all the people needed to process insurance and less greed on the hospital's part, we would be able to pay most medical expenses out of pocket and only need catastrophic medical insurance which would then be affordable.
Medicine is supposed to work on a "free market" system. When I look around it looks anything but free market to me.
Thoughts?