RE: I'm tired of the "Ponzi" meme
It is education on cryptocurrency and the blockchain technology that would make the difference in the long run.
This is true. Most people don't have the technical understanding necessary to "get" crypto. Even many of the current believers in blockchain technology don't actually understand how or why it works, especially on Steem where things are made a bit more "user-friendly." I think that it will take a generation or two before it's cemented into the collective intellect.
Children learn to sign their name in school, but they don't learn about digital signatures. They learn to protect their identity but they don't learn about private keys. They learn to write cheques but will probably never actually write one. It takes time for educational systems to evolve, but I do believe that one day not so far away, basic cryptography and cryptocurrency topics will be taught in schools.