I believe that you meant "debt" instead of "dept" :P

Thanks for pointing out this... Edited it ;-)

The problem with all mentioned ways of earning money is the fact, that barriers to "enter the market" are very low so competition will be obviously fierce. Pretty much always.

You are right that the entry threshold is comparatively low in technical terms. It is however the level of knowledge that you can provide and sell that makes the difference. If you find a nice niche, competition doesn't have to be overwhelming.

At the end of the day, to make money one must: either have already money or be doing something unique and different from other people out there.

I believe that owning money might help you in worlds such as steem. Othwerise to make an income online, it is not really too helpful. Well of course if you have a well assorted porfolio with shares and bonds this is another matter. Where you are right is that you have to work to be unique and offer something in a way that makes a difference. Creativity is requested ;-)

A nice week-end to you too my friend!