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RE: How to Protect Yourself From Payment Gateways
The reason why most buyers get away with false chargebacks is because the seller is usually too busy to respond to the claim or they don't notice that a buyer made a claim. I had a buyer on eBay who actually had their account hacked so they made a claim and I responded back. PayPal sided with me and I got to keep the money but I still gave him a refund.