Hey Veerall.
I loved your post and wanted to add my thoughts for everyone to hear.
I agree with you saying invest 30% of savings, however for different people in different circumstances I want to remind you only to invest what you are willing to lose.
Anyway, I want people also to note that Alt-coins move with the BTC price, and you have to look at market fundamentals of BTC.
If you look at the graph, you see a lot of support at the 10.5k level where we were sitting around for a lot of the day today. If we break below this support levels, expect alts to bleed more as they make a move downward with BTC as it moves to the 9k level. Again don't rush and sell after hearing this advice, basically what I'm saying is he who is patient and stays focused will see the most opportunity in crypto. Thanks again for your thoughts.