Still awaiting verification on the tether.to wallet, but you can always trade it on an exchange and use an Omni wallet to store it off an exchange. If you are wanting to exchange it it for Fiat back into your bank account I don't think there is any other option outside of tether.to or an exchange that offers it. I would assume that you would just want to hold in USDT to buy a dip or diversify into other coins after doing research.