THE FIRST DECENTRALIZED PLATFORM & MESSENGER BANK

BLOCKCHAIN MESSENGER WITH BUILT-IN DECENTRALIZED MESSENGER BANK, CARDS, CRYPTO-WALLETS & EXCHANGES

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Telegraf.Money

• Within 3 months the messenger will integrate a multi-currency wallet,
  where participants can store any cryptocurrency (Bitcoin, any altcoins and all ERC20 tokens)
• Issued DEBIT Coin tokens are tied to the VISA/MasterCard which are
  built-in into Telegraf.Money Messenger
• Holders of issued DEBIT Coin tokens can use them for any purchases andcash
  withdrawals in ATM from VISA/MasterCard cards with no need to sell the tokens on cryptocurrency
  exchanges and exchangers
• The launch of a messenger-exchange is expected where participants can
  exchange crypto-currencies among themselves and also change them to fiat and electronic money.
• It is planned to launch the exchanger on the popular Shape Shift
  platform.
• Using Telegraf.Money you can communicate, transfer money and make
  financial transactions with subscribers of other instant messengers: Skype, Facebook Messenger,
  Telegram

Telegraf Money allows members to communicate with each other, instantly send funds and cryptocurrencies, issue/receive loans online, trade on exchanges and earn Money.

DEBIT COIN

• DEBIT Coin is a decentralized platform crypto-currency tied to integrated in
  the messenger VISA/MasterCard, used to pay for services the platform itself, compensating to ecosystem
  participants for the services they provide and performing any transactions in the system and outside it
  through payment cards.
• Crypto currency can be used for any purchases from VISA/MasterCard, withdrawal
  of cash, international transfers to anywhere in the world, sell on the exchange, exchange offices. At
  present, work is under way to fully decentralize the Telegraf.Money application, all communications,
  business processes and financial transactions of participants will be carried out through the Ethereum
  blockchain.
• The DEBIT Coin tokens are issued under Ethereum blockchain smart-contract
• DEBIT Coin tokens are not subject to inflation because are to be burned after
  any transaction from VISA/MasterCard which tokens are tied to, that's why a whole amount of tokens
  constantly decreases

Phase 2

• Enhanced Global KYC/AML: Highest level of compliance, KYC on
  boarding;
• Crypto-wallet accessible with legacy international bank account
  numbers (IBAN);
• Securing international banking licensing to fully integrate to
  legacy banking systems;
• Achieve issuer and acquirer status with major payment card schemes;
• P2P Private Encrypted text and audio messages, audio and video
  calls, group conferences;
• Offer Loan/Landing with 3rd party lenders to the network;
• Acquire Full Banking License in Switzerland.

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