I disagree here; the citizens of the world will in my opinion bring it to that point. We have done this much without the traditional financiers, what’s to stop us from taking it further? When the masses of people do something it guides the hand of others.
There are many opportunities for people to get frauded of their money but that’s where I think the private sector can excel; there can be groups that are very popular for beginner crypto buyers to go for information. Perhaps Steemit can lead that charge is an intriguing notion; helping people by guiding them to decent investments for beginners while staying wary of the ICO situations that people can get scammed from.