The moral author of market fall is Ripple
for me it's just figures, on 4 January 2018 ripple had a market value of $ 148 billion, now worth only $ 44 billion, it's impossible for a quality project to fall so much in a so short. The second is in the list of guilty people who are investing without being documented. There are a lot of people who have no idea what they are investing in, these people unbalance the crypto market. On the third place are those who misinform the market through lying news.
at this point speculation may be beneficial or may present a major risk. I recommend the product. The market will soon return, but we will have many fluctuations