We do not need the banking world. We never have, it was forced on us. Ripple hasn't even brought any "benefits" to anyone, except the banks themselves. The market cap says nothing about people using it. It's the banks playing with their trillions. Their tech is not any further than any other crypto, it's actually a lot behind it and fights against the whole notion of why we have decentralized currencies. Or any crypto in general. So just stay the fuck. Away.