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A friend of mine warned me about ripple using the exact same weakness points.

Thank you. I was of the same opinion myself and to be honest, am still a little dubious. I think in the end I bought some as sort of a hedge against Bitcoin, Ethereum and my Monero.

Yeah not to say that it was not a good investment. I wish I put a few hundred in when I read their white paper years ago.

Yeah, I did some in-depth research on Ripple and I found they're basically a centralized database attaching XRP to their roster for publicity. In fact, Ripple distributes 1 billion XRP to themselves monthly. Investment-wise it all depends on the community not being well informed enough to see them for what they are.