Despite the centralized features of the stablecoin options being provided, it is a step in the right direction for more adoption at merchants. Merchants of small and medium business are growing their payment options as they seek more efficiencies. If they experience immediated consideration for good and services instead of waiting for fiat payments from the credit cards networks, demand for cryptocurrencies would increase and lead to further adoption. The important point is that the benefits of the options are demonstrated to shift preferences in the future.