Initial thoughts sounds like how traditional banking use to work with holders getting paid interest which is generated by lending out capital.

Very interesting idea I will need to do a lot more due diligence on all involved in this project but the idea makes a lot of sense and could be very beneficial to the market as a whole and bring a more stable price as you will have the opportunity to take a loan instead of selling your crypto in times of need and then when the price has stabilised you could then sell the crypto to cover the loan.

I agree completely with the sentiment that the banks are ripping us off which is why I use p2p lending platforms like zopa.com

Here in the UK we also have building societies so at the very least if the banks aren't giving you any meaningful return your capital is not being gambled with on the global derivatives market.