I expect a lot of people lost a lot of money last year thinking Bitcoin could go even higher. I just don't buy into crypto as I don't have the money to invest. I saw my Steem go from $100k to a lot less, but it's money I never really had and I'm happy enough. Despite the lack of leadership it seems Steem is gaining traction through the dapps. Steemfest left me with a good feeling. I don't have much of anything else, but I keep an eye on what's happening out of interest.