This reads like an infomercial. Ripple is not a true cryptocurrency and runs outside a decentralised blockchain and is a tool for banks... and controlled by banks.. and it is my opinion that as it has unlimited supply (can be produced by financial institutions at will) it will never grow significantly in value. They state they are going to 'decentralise' but only to 'approved' nodes...LOL. And is the code open source? Can someone provide a link to their White Paper? I believe Ripple existed before Bitcoin..any naysayers?