New P2P Platform for Decentralization of the Financial Ecosystem

ZPER is a decentralized loan and investment platform based on blockchain technology. We aim at creating an innovative P2P finance ecosystem by combining industrial values of P2P finance and asset values of data all over the world. ZPER platform will establish a P2P (Peer-to-Peer) finance ecosystem that transcends country and currency and thereby bring about innovation in the global flow of funds.

In ZPER ecosystem, participants who are necessary to provide a reasonable finance environment for both borrowers and investors, e.g. P2P finance companies recognized by the ZPER Councils of each country, data providers, Robo Advisors, and NPL purchasers, are able to freely meet with each other, share values on the basis of trust, and receive fair compensation. Borrowers can then take out a loan with a lower interest rate than before while investors can enjoy a higher rate of return.

Solution
ZPER is an open ecosystem where any P2P finance companies and related service companies around the world can participate. Reliable P2P finance companies in the world offer a range of P2P investment products here. Besides, RoboAdvisor companies participating in ZPER ecosystem design and provide secure, global, and diversified investment portfolios to minimize potential investment risks caused by changes in the internal and external financial environment. Financial services related to the ecosystem, such as indemnity against loss of bonds and NPL purchase arrangements also ensure a safer investment.

ZPER eliminates the likelihood of disputes in advance through the smart contract function, which provides roles, obligations, and rights of each participant and makes an investment contract effective upon its conclusion. Therefore, funds for investment and reimbursement will be made automatically, and obligations and rights of the parties to a contract will also be modified automatically depending on the contract terms. Furthermore, provisions of contracts and any event related thereto will be disclosed to all shareholders in a transparent manner.

ZPER TOKEN
ZPR token is a method for esteem trades that all members of the ecosystem will utilize. It is utilized as a cash in all exchanges, including ventures for P2P advances, repayment of developing credits, rewards for information suppliers, commissions for NPL buyers. Exchanges will be kept straightforward and free from monetary forms and limits by the utilization of ZPR.

Total Issuance: 3,500,000,000 ZPR
ICO Issuance: 2,200,000,000 ZPR
Tokens for Pre-Sale and Crowdsale: 1,100,000,000 ZPR
HardCap: 48,000 ETH
SoftCap: 5,000 ETH
Currency Accepted: ETH

Token Sale
The total issuance of the token sale is 3,500,000,000 ZPR. However, only 2,200,000,000 ZPR would be made available for the ICO, with the pre-sale and crowdsale claiming 1,100,000,000 ZPR. While 50 percent of the token was allocated for the token sale, the ecosystem is supposed to receive 22.3 percent of the token.
Seventeen percent of the token will be allocated to the team behind the project and advisors, while 10.7 percent goes into reserve.

The hard cap and soft cap is 48,000 and 5,000 ETH respectively. And the accepted cryptocurrency for this token sale is Ethereum.

TIM

JB Kim - Co-founder, CEO

• CEO at Olley Funding
• Daily Financial Group S/T
• Kiwoom Fund Management
• TmaxSoft BI Dep.
• KAIST Applied Mathematics

Sean Park - Co-founder, CSO

• CEO at FUNDA
• Vice Chairman at KP2PFA
• Seoul National Univ. Electrical Engineering

George Hahn - Co-founder, CGO

• UNION VNC, CEO
• Robo-Advisor FABOT, Co-Founder
• Seoul National Univ., Mechanical & Aerospace Eng.

SJ Min - CBDO

• BC Card Digital Library
• SBI Bank, Fintech TFT
• Daily Financial Group, CAT
• Nice Information Service, BCI/TCB

Leo Moon - Senior Software Engineer

• Samsung Electronics Global Technology Center
• TmaxSoft TP Dep.
• Korea Univ. Industrial Engineering

SH Baek - Full-Stack Engineer

• CTO at Midrate
• SK C&C
• Korea Univ. Computer Science

SH Lee - Server Engineer

• Quintet Systems
• KTB Investment & Securities
• LIG Insulting
• Daum Communication

SK Im - Full-Stack Engineer

• FUNDA
• KAIST Computer Science

JY Min - Financial Affairs

• SK E&C Overseas Plant Contracts

KS Shin - Operation Strategy

• CSO at Midrate
• SK E&C Overseas Plant Contracts
• Kyungpook National Univ.

DY Shin - Operation Management

• Operation Manager at Olley Funding
• GE Finance
• Sogang Univ. School of Management

JH Shin - UI/UX Designer

• BindM Design
• Babosarang Design
• Crevate

DY Shin - Marketing

• Korea Univ. School of Media & Communication

JH Kim - Community Manager

• Maeil Broadcasting Network
• Konkuk University Electronic Engineering

Melissa Lee - Marketing Manager

• Korea University School of Media & Communication
• University of British School of Music

Christine Yoon - Marketing Manager

• PRIN CEO
• Samsung Electronics Robot R&D Team
• Reitaku Univ. Foreign Language

Visit Link Below For More About ZPER :

Website: https://zper.io/
Whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf
Facebook: https://www.facebook.com/ZPERplatform/
Twitter: https://twitter.com/zper_team
Telegram: https://t.me/zper_kr_official

Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1113772
ETH : 0xd395c300C4999FB0846D9Ba9Fe4002cD0839837d