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how so? it's open source and anyone can run a node!

Company shit fully premined and 0 privacy, how bout that?

It has about the same level of privacy as bitcoin! Premine isn't so bad as the supply still has a maximum limit. I don't really like Google ventures being involved and it certainly aimed at bankers but if it can replace SWIFT I see it as a net positive.

How premine isn't so bad when it's 100% premine.

that's the only way you can have proof of stake which makes it the same like any company your basically just selling shares which can be traded in 5 seconds.

Ripple is POS? lol. What companies have cryptos that have POS? just name one.

Ripple uses “Proof of Correctness”: Neo uses proof of stake. There is certainly a use case for them and I wouldn't just dismiss them.