Actually NoT true anymore! During last hardfork they added a SELL button for your SBD and Steem!!!! It takes u directly to a blocktrades.us site already setup no registration needed and it lets u push ONE button to convert your steem or SBD to bitcoin!

click it and it takes you here https://blocktrades.us/unregistered_trade/steem/btc
This makes it extremely easy and eventually it will all be integrated inside steemit, a direct steemit to fiat service is also vailable, and will be more userfriendly and i have localaltcoins.co i need someone to help me build maybe @tj4real @mcsamm and @ortigas100 can help me build localaltcoins.co i already bought the domain name and hosting at 1and1 https://steemit.com/steemgigs/@ackza/need-someone-willing-to-build-a-quick-dirty-website-which-i-already-have-bought-the-domain-and-hosting-for-localaltcoinsco-so-people-can-buy-and-sell-altcooins-inluding-steem-in-real-life-locally-viachainbb-and-steemitgigs

Then converting Bitcoin To Fiat is either not neccisary for many nwbs and also its a totally sepperate thing

also there is a shapeshift API and i cansend u a steemit debt card or u can buy any prepaid debit card and i can show u how to reload it using steem and the shapeshift apii that autoamtiuclly sells sbd or steem for brc then fiat thendigital sends itto a debi card!