Both of these tokens, as you say, are solid and have huge upsides.

I really hope that Populus works out. The cash for receivables is very important for keeping businesses afloat. And right now, those small businesses are paying loan shark like interest on loans to just carry them through.
The guy who started Populus appear to come from a background of big data investigating companies' cash flows. And so, he is not only well versed in the industry, he already has in place a way of knowing who are the real businesses and who are the scammers.