You ask "what does this study offer smaller, less financially stable organizations with collections?" and I respond with another question: do you think it suggests that collection policy should reflect the capacity to responsibly care for collections? Or, to put it another way, should we continue to collect the good stuff that comes our way, regardless of the consequences? In other words: how closely should collecting policy be tied to capacity? And what would we have today (or not had) if that had been the case for the last century?