Hi Everyone, this is my first post and I'm excited to be a part of this community. I'm a professional financial advisor working for a large US insurance company. I'm based in sunny Southern California. I meet on average 8-10 clients per week and give them financial advice. These are people from all walks of life; teachers, police, engineers, business owners. My youngest client is 18, oldest is 97. I thought it might be interesting to share some stories from my world as a professional in the financial industry. Just to be clear, I'm not a Wall Street guy, staring at his computer screen analyzing the stock market all day. I do my research, but most of my time is spent talking with clients. My job is to help smart people avoid making dumb mistakes with their money. So hopefully my posts about the advice we give to clients is interesting, relevant or helpful for some of you. Let's see how this goes!