The "GO-TO" taco dip

CREAMY TACO DIP RECIPE
1 package (8 ounces) cream cheese, softened 1/2 cup (4 ounces) sour cream 1/2 cup taco sauce 1 teaspoons ground cumin 1 can (15 ounces) refried beans 1 cup shredded lettuce 1 cup shredded cheddar cheese 1 medium tomato, diced 1/4 cup chopped ripe olives 1/4 cup chopped green chilies Tortilla chips
DIRECTIONS
In a large bowl, beat cream cheese and sour cream until smooth. Stir in taco sauce and cumin; set aside.
Spread the refried beans over the bottom on a serving platter or 13x9-in. dish. Spread cream cheese mixture over the beans, leaving about 1 in. uncovered around the edges. Top layer with lettuce, cheese, tomato, olives and chilies. Serve with tortilla chips. NOTES:fat-free if you want lower calorie; the scooper type are best; use a spoon to pick up the dip Yield: 20 servings.
http://www.tasteofhome.com/recipes/creamy-taco-dip