Mate, we sound pretty similar in this way. I agree too, adding the flour is adding carbs but I literally add so little it's a negligible carb-addition. I could make them without and may give that a go next time. There's so many variants to this recipe and no set rules. I spend about $10 on breakfast at my friends cafe; A lot of money over a year when I could eat breakfast muffins at home. Until Christmas 2018 I was eating at my friends cafe 5 days a week for breakfast. $200/month! Not anymore. I think there's financial pain coming here in Australia, and other places, and so we have made adjustments. I think it's smart.