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welcome here my friend

Thank you Ralf

no only the payout. In mining allocation you can select multiple coins but this is only the payout when you get paid. So for example if you have 50% on XMR and 50% on LTC, that's what your payout will be. But it mines XMR as this is the contract you initially bought, if that makes sense. Thanks for your feedback.

Yes, you can directly mine Monero (XMR). I think there are still contracts available.